WELCOME TO FAMILY RESOURCE FINDER
We're Thrilled That You've Found Us And Are Grateful For The Opportunity To Assist You In Your Search For a Happier, Healthier, More Abundant Lifestyle. No other site on the web offers you as much information about housing for families in need than us. Most lead you down an endless maze of so-called housing programs that never really get you anywhere. Our hope is to change that by bringing you the information your looking for, all in one place, and laid out in a manner that is easy to navigate whether on your computer, tablet, or even your phone. We have spent countless hours working with the web's top resources and libraries of low-income housing, section 8 housing, affordable apartments and more and have all of that right here so that you dont need to go to other sites to find the property and information your looking for. In addition to our extensive housing databases we offer many "how-to" guides so that once you've located your dream home, the process of applying for and getting the dream home is laid out in a step by step plan of action that you can download. A helpful resource that has been provided by HUD can be downloaded here. It explains all HUD programs and the details of that program. You can then use the information provided there to return to our site to start your section 8 application.
We are a website that works to bring information to low-income families and indivuals so that they can make informed decisions about their financial future and their living situation and increase their standard of living by being shown which government programs they qualify for and are eligiible to utilize to obtain either a rental home or a home of their own for purchase. Though most of time dedicated to the site is volunteer time we do strive to do extensive amounts or research our material to ensure that it is accurate and is information that our members can use to accomplish their goals with as little resistance as possible. We love what we do and we do what we love.
We spend countless hours perusing the web and other resources to ensure that we are bringing you the most up-to-date and accurate information regarding home and apartment subsidy and special financing programs provided for low-income families because we feel its our duty to bring you accurate information that will help you qualify for the assistance you need, whether that be food assistance, housing assistance, or both.. Its our goal to have every one of our sites visitors into a home or provide them with the temporary assistance they need to get through difficult financial times. HUD offers many programs for both rental and purchase properties, state and local governments often have financial programs such as WIC, SNAP, Food Stamps, Temporary Financial Assistance, and more. We are confident that every visitor deservers to have a safe place to live and the financial resources to live a comfortable lifestyle that meets their families basic needs. No person deserves to live homelessly and no women or child deserves to go hungry. We have the programs and we know how to ensure the eligibility and application requirements are met so that approval is handles in a timely fashion and provides you with the benefits you need as quickly as possible.
Take a look deeper at what these agencies do, how they operate, and how as governmnent agencies, they are employed by you, the taxpayer. Put these organziations, agencies, public programs, and federal, state, and local dollars to work for you. We are a community of the worlds Greatest Nations and its our duty to support each other in times of need and in times of outreach. We strongly believe that as citizens of this great nation you've earned your opportunity to take advantage of these generous programs that are designed to help those within our community that currently need our support. Get involved, Educate yourself, Give Support, Get Support.
Family Resource Finder Staff
Public Housing is one of the many programs offered under HUD, Housing and Urban Development. Though there are many subsets of Public Housing we have created a comprehensive list of those programs with in-depth information on each. Showiing you which programs and opportunities are available in your area and which programs meet your needs and fit within your financial constraints. Public Housing as a blanket term refers to Low Income Apartments, Housing Projects, Project Based Housing Vouchers, Income Based Public Housing Buildings and more. The options are extensiive and the chances of you finding the right public housing program for you in your area are extremely high. There are so many programs to choose from that offer everything from single males renting to families looking to actually purchase their first home. Their are public housing solutions for each of these needs and we can explore those various options in greater detail inside. Welcome to Family Resource Finder. We are confident you will find the information you need and have been searching for in one place. Welcome
HUD has made it possible to form together a coalition of sub-programs, independent agencies and offices, and legislature, all working together to help solve this common social epidemic of poverty in america. Here are just a few examples of HUD PROGRAMS that are in-effect and helping families today stay safe and work on giving back to their community and giving back for the generosity and graciousnous of the opportunties available in such an abundaant country that we should all be so grateful for.
HOPE VI PROGRAM
HOPWA - HOUSING OPPORTUNITIES FOR PEOPLE WITH AIDS
HOME INVESTMENT PARTNERSHIP - LOCAL PHA'S WORK WITH FAMILIES TO PURCHASE A NEW HOME
SHOP - SELF-HELP HOMEOWNERSHIP OPPORTUNITY PROGRAM
And many many more which are include through the pages of FamilyResourceFinder.org.Thanks for supporting us.
HOUSING FINANCE AGENCIES
HOUSING FINANCE AGENCIES ARE THE AGENCIES BEHIND MANY OF THE OTHER PUBLIC PROGRAMS YOU SEE MENTIONED HERE. ITS THROUGH THE HOUSING FINANCE agencies that resources are alllocated to the seperate programs such as Section 8, Choice Voucher, HUD-VASH, etc. And by connecting with your local Housing Finance Agency through our direct resource, you are getting straight to the agency and office that makes the decisions on your behalf determining whether you qualify and meet the eligibility standards for the benefits program for which you've applied. Housing finance agencies bridge the gap between the Public Housing Authority, HUD, and the Homebuyer or prospective tenant. By working with all the above mentioned organizations they form a team thats focus is your case, which is securing safe and affordable living for you and your family. HUD facilitiates the programs available and offered by working with legislature and getting funds appropriated to the agencies and their respective programs. Then the publich Housing Authority works with the tenant or homebuyer to discuss potential rental or purchase optons and what requirements will need to be met to be eligible for one of these rental or purchase agreements. Once a program has been determined and the individual has been qualified, the Public Housing Authority will continue to work with the Tenant on finding a property that suits their needs whether for rent or for purchase based on their living needs and program budgeting alotment.
Housing Choice Vouchers - One of the most successful HUD program initiatives since its inception. Take a look deeper at what these agencies do, how they operate, and how as governmnent agencies, they are employed by you, the taxpayer. Put these organziations, agencies, public programs, and federal, state, and local dollars to work for you. We are a community of the worlds Greatest Nations and its our duty to support each other in times of need and in times of outreach. We strongly believe that as citizens of this great nation you've earned your opportunity to take advantage of these generous programs that are designed to help those within our community that currently need our support. Get involved, Educate yourself, Give Support, Get Support. Its All Right Here At Family Resource Finder.org
Section 8 rental voucher program assists households as well as individuals in paying rent either over the short term or long term. This program helps to increase the choice of housing options that low income families and individuals can afford. Additionally, the program lets recipients of the vouchers to select private apartments or rental houses. The vouchers are given out to the households that require assistance in paying rent.
Families whose rent obligation is more than 30% of their earnings are considered as cost burdened and they need rental or housing assistance as they may find it difficult to afford basic necessities including food, clothing, transport and healthcare. It is estimated that 12 million households spend at least 50% of their annual earnings on rent and housing. A household with one bread winner working full-time to earn the minimum wage can’t have enough money to pay fair-market rent (FMR) of a 2-bedroom house anywhere in the country.
WIC - Women with Infant Childen. The title says it all. This program is specifically designed to ensure that our women and infant children are getting the financial, nutritional, and shelter needs met so that this young family of 2 can surviive through a most difficult time and one day thrive by giving back as they were so generously given to.
CHIP - Childrens Health Insurance Program. Medical costs are always on the rise and an unexpected medical expense can all too often wipe a family out financially. Even if that family has been responsibile with their bills, works well paying jobs, etc. Sometimes its more of a burden then the family and their insurance plan or lack there of, to cover. Thats where CHIP comes in. In ensures that our children are able to get the medical attention they need at all times, for all matters, without question, and without worry from the family about whether or not they can afford to take their sick or suffering child to the hospital or doctor for the care they so desperately need.
It is best to explain the FHA definition of “First Time” to realize that many who have already owned a home will still qualify. A buyer who has not previously owned a home for 3 years before the date of the new purchase is considered “first-time.” A married couple will qualify if either one meets the three-year restriction and divorced single parents will be eligible even though they may have owned with their previous husband or wife.
The FHA Upside of First Time Home Down Payments:
One of the most attractive features of the FHA First Time Home-buyer program is the small down payment. The First Time Buyer program offers a minimum of only 3.5%.(based on a minimum FICO score of 580 and above) In addition to accommodating first time owners with the much more comfortable figure the FHA allows for family members to help and down payment assistance programs are also available from state and local agencies.
FHA - Giving them Credit for Redefining “Worthiness.”:
With credit score requirements being significantly raised and loan standards being much higher for most lending institutions the FHA comes to the rescue. FHA mortgage specialists are excellent sources of help for advice on how to overcome possible credit challenges.
Search for a comprehensive list from HUD's database of qualifying low-income apartments nationwide then continue to use the wide array of resources located throughout our site to get the help you need to ensure eligibility and qualify for the programs you need to make sure that you have affordable housing at a price that you can affford, in a safe environment thats conducive to you and your family establishing themselves within the fabric of the community and in turn making the community stronger. With these programs they truly are programs "paying it forward". Programs that we as Americans are entitled to as a result of paying taxes during times of abundance and drawing upon these programs and the help of fellow community members when abundance has dwindled or we have fallen on hard times. Whether your supporting the cause or lookiing for support, you've come to the right place. Family Resource Finder has your needs to finder the program your looking for and the information you need to ensure that you get the program you need approved.